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NEXT GENERATION
WEALTH MANAGEMENT

Frequently Asked Questions

Q: Do you have a minimum account requirement?
A: We do not have an absolute asset minimum; however, we think we can best serve clients beginning at $250,000 in investable assets. If your current asset level is below this threshold, we encourage you to give us a call to discuss your situation and how we might best be of help to you.

Q: How do you charge for your services?
A: We provide fee-only investment management, with our fee based on a percentage of the assets that we manage. We believe this approach best aligns our interests with yours, helping us meet our fiduciary obligation. Our fee schedule is tier-based with breakpoints at which your fees decrease on additional assets.

Q: How much does it cost to hold an initial planning meeting with your firm?
A: There is no cost for our initial meeting. We feel it’s time well spent to first get to know one another and before we seek a mutual commitment.

Q: What happens to my current holdings if I become a client?
A: Before any changes are made, we first analyze your existing portfolio and discuss our recommendations with you. Our overall goal is for your portfolio be consistant with your objectives, in the most cost-effective manner. Ways we achieve this goal are to:

  • Understand how all your assets will be used to meet your goals;
  • Minimize investment expenses;
  • Manage appropriate asset location between taxable and tax-sheltered accounts; and
  • Eliminate any unnecessary complexity within your portfolio.

If existing holdings lend themselves to these objectives, we leave them in place. If changes are warranted, we work with you to ensure any transitions occur as cost-effectively as possible.

Q: Do you trade and hold my assets for me?
A: While you grant us a limited power of attorney to execute transactions on your behalf, you remain in control of your assets. Accounts are held in your name at Charles Schwab & Co., Inc. or TD Ameritrade Institutional.

Q: Whom do you serve?
A: We provide our services to individuals, families, businesses, trusts, partnerships, and corporations who wish to pursue long-term goals based on our investment philosophy to managing wealth.

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